Basic risks coverage 基本险种 Insured amount 投保金额

T.P.N.D 偷盗、失窃、提货不着险 Taint of ordr 窜味险

Overland transportation insurance 陆上运输保险 Parcel post insurance 邮寄包裹保险 Free from particular average 平安险 Additional risks coverage 附加险别

Fresh water and ／or rain damage 淡水雨淋险 With particular average 水渍险 Ⅱ １.√ ２.√ ３.×

４.×Special additional coverage such as war risks,strikes and so on must be taken out together with FPA,WPA.（and all risks）

５.×In essence,open policy is （not） the same as the insurance certificate. ６.√ ７.√

８.×Three（two） types of risks are covered by ocean marine insurance,namely the perils of sea,the extraneous risks （去掉and the force majeure）.

９.×Ocean marine insurance covers two types of losses,partial loss and total loss →perils of sea and extraneous risks

Ⅳ

１.从广义上来讲，海运保险的可保风险应包括货物在海上运输中可能的损失和损坏。

２.战争条款是保单中的一项条款，用以保因战争引起损失的风险。

３.保险应包括水渍险、偷盗失窃及提货不着险和战争险。保险金额为CIF 价的110％。

如果发生赔付，赔付地为纽约，赔付款以美元计价。

４.仓至仓保险所承保的风险包括从货物因运输目的而离开仓库起经运输期间以及到达目的地仓库（或者到期日前１５ 天）为止，这段时间内产生的风险。

５.如果保险人所投保的风险发生以至产生实际损失，托运人应该向保险人出示单证以取得赔偿。

Chapter10

信用状况 credit standard

远期信用证time L ／C,usance L ／C 通知银行advising bank

信用证有效期the maturity of L ／C 交付运单delivery of B ／L

支付保障条款confirmation of credit 支付结算payment and settlement

申请人与受益人applicant and beneficiary

国际保理international factoring

Ⅱ irrevocable letter of credit 不可撤销信用证 confirmed L ／C 保兑信用证

revocable letter of credit 可撤销信用证 sight draft 即期汇票

commercial bill of exchange 商业汇票 time draft 远期汇票

governmental guarantee 政府保函 drawee 付款人

１.Irrevocable L ／C is a letter of credit that cannot be canceled or changed with the consent of all parties involved.

２.Time draft is a commercial bill of exchange calling for payment to be made at some time after delivery.

３.Drawee is a person or party who is to receive a draft.

４.Revocable letter of credit is a letter of credit that can be changed by any of the parties involved.

５.Sight draft is a commercial bill of exchange that requires payment to be made as soon as it is presented to the party obligated to pay.

６.Confirmed L ／C is a letter of credit to which a bank in the exporter’s country adds its guarantee of payment.

７.Commercial bill of exchange is an instrument of payment in international business that instructs the importer to forward payment to the exporter.

８.Governmental guarantee is an agreement of the government to be responsible for the fulfillment of someone else’s promise.

Ⅲ. L ／C 的全称是跟单信用证或单证信用证。

信用证是银行开出的支付承诺。一旦供应商／出口商／销售者达到信用证条款要求，银行将替买方／进口者支付预定金额。信用证更正式的名称是单证信用证，因为银行处理的是单证而非实物。

既然其正式名称为单证信用证，信用证上所列的条款都涉及在指定时间内出示指定单证。不同的信用证中买方所要求的单证是不同的，但至少会包括一张发票和一张提单。其他的单证包括： 原产地证明、领事发票、保险单证、检验单以及其他单证。