Article 11 Teletransmitted and Pre-Advised Credits and Amendments

第十一条 电讯传递与预先通知的信用证和修改

a. An authenticated teletransmission of a credit or amendment will be deemed to be the operative credit or amendment, and any subsequent mail confirmation shall be disregarded.

If a teletransmission states \the mail confirmation is to be the operative credit or amendment, then the teletransmission will not be deemed to be the operative credit or amendment. The issuing bank must then issue the operative credit or amendment without delay in terms not inconsistent with the teletransmission.

a. 经证实的信用证或修改的电讯文件将被视为有效的信用证或修改，任何随后的邮寄证实书将被不予置理。

若该电讯文件声明\详情后告\（或类似词语）或声明随后寄出的邮寄证实书将是有效的信用证或修改，则该电讯文件将被视为无效的信用证或修改。开证行必须随即不延误地开出有效的信用证或修改，且条款不能与与电讯文件相矛盾。

b. A preliminary advice of the issuance of a credit or amendment (“pre-advice”) shall only be sent if the issuing bank is prepared to issue the operative credit or amendment. An issuing bank that sends a pre-advice is irrevocably committed to issue the operative credit or amendment, without delay, in terms not inconsistent with the pre-advice.

b. 只有准备开立有效信用证或修改的开证行，才可以发出开立信用证或修改预先通知书。发出预先通知的开证行应不可撤销地承诺将不延误地开出有效的信用证或修改，且条款不能与预先通知书相矛盾。

Article 12 Nomination

第十二条 指定

a. Unless a nominated bank is the confirming bank, an authorization to honour or negotiate does not impose any obligation on that nominated bank to honour or negotiate, except when expressly agreed to by that nominated bank and so communicated to the beneficiary.

a. 除非一家被指定银行是保兑行，对被指定银行进行兑付或议付的授权并不构成其必须兑付或议付的义务，被指定银行明确同意并照此通知受益人的情形除外。

b. By nominating a bank to accept a draft or incur a deferred payment undertaking, an issuing bank authorizes that nominated bank to prepay or purchase a draft accepted or a deferred payment undertaking incurred by that nominated bank.

b. 通过指定一家银行承兑汇票或承担延期付款承诺，开证行即授权该被指定银行预付或购买经其承兑的汇票或由其承担延期付款的承诺。

c. Receipt or examination and forwarding of documents by a nominated bank that is not a confirming bank does not make that nominated bank liable to honour or negotiate, nor does it constitute honour or negotiation.

c. 非保兑行身份的被指定银行接受、审核并寄送单据的行为既不使得该被指定银行具有兑付或议付的义务，也不构成兑付或议付。

Article 13 Bank-to-Bank Reimbursement Arrangements

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第十三条 银行间偿付约定

a. If a credit states that reimbursement is to be obtained by a nominated bank (\bank\claiming on another party (\bank\the credit must state if the reimbursement is subject to the ICC rules for bank-to-bank reimbursements in effect on the date of issuance of the credit. a. 如果信用证规定被指定银行（“索偿行”）须通过向另一方银行（“偿付行”）索偿获得偿付，则信用证中必须声明是否按照信用证开立日正在生效的国际商会《银行间偿付规则》办理。

b. If a credit does not state that reimbursement is subject to the ICC rules for bank-to-bank reimbursements, the following apply:

b. 如果信用证中未声明是否按照国际商会《银行间偿付规则》办理，则适用于下列条款： i. An issuing bank must provide a reimbursing bank with a reimbursement authorization that conforms with the availability stated in the credit. The reimbursement authorization should not be subject to an expiry date. i. 开证行必须向偿付行提供偿付授权书，该授权书须与信用证中声明的有效性一致。偿付授权书不应规定有效日期。

ii. A claiming bank shall not be required to supply a reimbursing bank with a certificate of compliance with the terms and conditions of the credit.

ii. 不应要求索偿行向偿付行提供证实单据与信用证条款及条件相符的证明。

iii. An issuing bank will be responsible for any loss of interest, together with any expenses incurred, if reimbursement is not provided on first demand by a reimbursing bank in accordance with the terms and conditions of the credit.

iii. 如果偿付行未能按照信用证的条款及条件在首次索偿时即行偿付，则开证行应对索偿行的利息损失以及产生的费用负责。

iv. A reimbursing bank's charges are for the account of the issuing bank. However, if the charges are for the account of the beneficiary, it is the responsibility of an issuing bank to so indicate in the credit and in the reimbursement authorization. If a reimbursing bank's charges are for the account of the beneficiary, they shall be deducted from the amount due to a claiming bank when reimbursement is made. If no reimbursement is made, the reimbursing bank's charges remain the obligation of the issuing bank.

iv. 偿付行的费用应由开证行承担。然而，如果费用系由受益人承担，则开证行有责任在信用证和偿付授权书中予以注明。如偿付行的费用系由受益人承担，则该费用应在偿付时从支付索偿行的金额中扣除。如果未发生偿付，开证行仍有义务承担偿付行的费用。

c. An issuing bank is not relieved of any of its obligations to provide reimbursement if reimbursement is not made by a reimbursing bank on first demand.

c. 如果偿付行未能于首次索偿时即行偿付，则开证行不能解除其自身的偿付责任。

Article 14 Standard for Examination of Documents

第十四条 审核单据的标准

a. A nominated bank acting on its nomination, a confirming bank, if any, and the issuing bank must examine a presentation to determine, on the basis of the documents alone,

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whether or not the documents appear on their face to constitute a complying presentation. a. 按照指定行事的被指定银行、保兑行（如有）以及开证行必须对提示的单据进行审核，并仅以单据为基础，以决定单据在表面上看来是否构成相符提示。

b. A nominated bank acting on its nomination, a confirming bank, if any, and the issuing bank shall each have a maximum of five banking days following the day of presentation to determine if a presentation is complying. This period is not curtailed or otherwise affected by the occurrence on or after the date of presentation of any expiry date or last day for presentation.

b. 按照指定行事的被指定银行、保兑行（如有）以及开证行，自其收到提示单据的翌日起算，应各自拥有最多不超过五个银行工作日的时间以决定提示是否相符。该期限不因单据提示日适逢信用证有效期或最迟提示期或在其之后而被缩减或受到其它影响。

c. A presentation including one or more original transport documents subject to articles 19, 20, 21, 22, 23, 24 or 25 must be made by or on behalf of the beneficiary not later than 21 calendar days after the date of shipment as described in these rules, but in any event not later than the expiry date of the credit.

c. 提示若包含一份或多份按照本惯例第19条、20条、21条、22条、23条、24条或25条出具的正本运输单据，则必须由受益人或其代表按照相关条款在不迟于装运日后的二十一个公历日内提交，但无论如何不得迟于信用证的到期日。

d. Data in a document, when read in context with the credit, the document itself and international standard banking practice, need not be identical to, but must not conflict with, data in that document, any other stipulated document or the credit.

d. 单据中内容的描述不必与信用证、信用证对该项单据的描述以及国际标准银行实务完全一致，但不得与该项单据中的内容、其它规定的单据或信用证相冲突。

e. In documents other than the commercial invoice, the description of the goods, services or performance, if stated, may be in general terms not conflicting with their description in the credit.

e. 除商业发票外，其它单据中的货物、服务或行为描述若须规定，可使用统称，但不得与信用证规定的描述相矛盾。

f. If a credit requires presentation of a document other than a transport document, insurance document or commercial invoice, without stipulating by whom the document is to be issued or its data content, banks will accept the document as presented if its content appears to fulfil the function of the required document and otherwise complies with sub-article 14 (d).

f. 如果信用证要求提示运输单据、保险单据和商业发票以外的单据，但未规定该单据由何人出具或单据的内容。如信用证对此未 做规定，只要所提交单据的内容看来满足其功能需要且其它方面与十四条（d）款相符，银行将对提示的单据予以接受。

g. A document presented but not required by the credit will be disregarded and may be returned to the presenter.

g. 提示信用证中未要求提交的单据，银行将不予置理。如果收到此类单据，可以退还提示人。

h. If a credit contains a condition without stipulating the document to indicate compliance with the condition, banks will deem such condition as not stated and will disregard it. h. 如果信用证中包含某项条件而未规定需提交与之相符的单据，银行将认为未列明此条件，

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并对此不予置理。

i. A document may be dated prior to the issuance date of the credit, but must not be dated later than its date of presentation.

i. 单据的出单日期可以早于信用证开立日期，但不得迟于信用证规定的提示日期。

j. When the addresses of the beneficiary and the applicant appear in any stipulated document, they need not be the same as those stated in the credit or in any other stipulated document, but must be within the same country as the respective addresses mentioned in the credit. Contact details (telefax, telephone, email and the like) stated as part of the beneficiary’s and the applicant’s address will be disregarded. However, when the address and contact details of the applicant appear as part of the consignee or notify party details on a transport document subject to articles 19, 20, 21, 22, 23, 24 or 25, they must be as stated in the credit.

j. 当受益人和申请人的地址显示在任何规定的单据上时，不必与信用证或其它规定单据中显示的地址相同，但必须与信用证中述及的各自地址处于同一国家内。用于联系的资料（电传、电话、电子邮箱及类似方式）如作为受益人和申请人地址的组成部分将被不予置理。然而，当申请人的地址及联系信息作为按照19条、20条、21条、22条、23条、24条或25条出具的运输单据中收货人或通知方详址的组成部分时，则必须按照信用证规定予以显示。 k. The shipper or consignor of the goods indicated on any document need not be the beneficiary of the credit.

k. 显示在任何单据中的货物的托运人或发货人不必是信用证的受益人。

l. A transport document may be issued by any party other than a carrier, owner, master or charterer provided that the transport document meets the requirements of articles 19, 20, 21, 22, 23 or 24 of these rules.

假如运输单据能够满足本惯例第19条、20条、21条、22条、23条或24条的要求，则运输单据可以由承运人、船东、船长或租船人以外的任何一方出具。

Article 15 Complying Presentation

第十五条 相符提示

a. When an issuing bank determines that a presentation is complying, it must honour. a. 当开证行确定提示相符时，就必须予以兑付。

b. When a confirming bank determines that a presentation is complying, it must honour or negotiate and forward the documents to the issuing bank.

b. 当保兑行确定提示相符时，就必须予以兑付或议付并将单据寄往开证行。

c. When a nominated bank determines that a presentation is complying and honours or negotiates, it must forward the documents to the confirming bank or issuing bank. c. 当被指定银行确定提示相符并予以兑付或议付时，必须将单据寄往保兑行或开证行。 Article 16 Discrepant Documents, Waiver and Notice

第十六条 不符单据及不符点的放弃与通知

a. When a nominated bank acting on its nomination, a confirming bank, if any, or the issuing bank determines that a presentation does not comply, it may refuse to honour or negotiate.

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