I come up to the conclusion EQ is more important than IQ. If we want to success, we need to improve both IQ and EQ.

3、How do you think about team spirit and do you think you are a team worker? Team spirit is very important. It is an ability that people can understand each other and cooperate with each other to complete tasks successfully. We need for team spirit for several reasons.

First of all, team spirit offers us a platform where we can operate our collective talent to work out the best. Taking the Shanghai world expo for example, I think the success of the event first goes to the superb team spirit of the organizers and hundreds of young volunteers. So many people work hard and cooperate well for the single aim; an exceptional world Expo. A lot of student volunteers in Shanghai are committed and work tirelessly during the hot summer.

What is more, team spirit is quite useful for personal career. When working in a company, most of the time we have to finish or design a huge project with our colleagues. Each person can contribute their wisdom to the completion of the task. We cannot do it so well single-handedly. Finally, team spirit is the symbol of national power and strength. Another example is the touching power of the team spirit in the Sichuan earthquake. We were moved by the perseverance and persistence of the rescue workers, who were eager to help their compatriots.

In conclusion, team spirit is an important ability and skill in the 21th century because we are all faced with the globalization and the question of how to live better. Therefore, we must learn to work well in the team and let the team spirit guide us to success.

I'm a good team player. I have been the Vice Leader of Student Union. With the help of my teammates, we have organized several college activities such as Zhang Weiying' speech. Without their help and contribution, I can't do it alone.These activities cultivate my team spirit and teach me how to communicate efficiently and accomplish tasks systematically.

4、You have took part in some projects, what do you think about creativity?How do you think creativity in project

Creativity refers to new thinking, new ideas, new methods. A little change, can make things better, this is Creativity. Creativity is one of the most important things in the world because if each person did not have creativity then you would see everything the same. Each person has there own type of creativity and that is why there are unique art, movies, clothing, hair styles, etc. Be creative !

I think creativity is very important in project. My reasons are as follows:

Firstly, creativity find out the problems in the project.It prompts us to survey more, think more and practice more.

Secondly, creativity find out the better solution for the problem. Though the communication with other team members, creativity will be created from the Brain Storm.

Last but not least, creativity makes the project different from others. It helps the project stands out and make it more meaningful and more useful.

As the old saying goes\let creativity guide us to success.

5、地震中最令你震惊和感动的事

The most surprise thing in the earthquake is that Humans could not resist the forces of nature

The most touched thing is that the Fukushima six heroes who risked their lives to save nuclear power station.

Though the Japan earthquake, I learn the that the Earthquakes can create huge waves, huge waves can create nuclear disaster. We must assess the risk of a thing before start it.

6、钱重不重要？（如何看待很多人都希望有更多的钱）

As we live in a materialistic society, with no doubt, money is very important. We need money to buy food, clothing, shelter and transportation. Without money, we can't live in this world. But it doesn't mean that money is the most important thing. Money can't buy health, friendship, happiness and love. There are a lot of things more important than money. We should pursuit money and use money in a proper way more beneficial to the society and world, just like the Bill Gates, he uses money to help more people and through this he becomes more happy.

My overall view is：Money is very important,without it,we may never be able to live.But we cannot ignore other value things just for money.

7、如何看待校园恋爱

Campus love is a very common phenomena among college students nowadays. Some college teachers argue that students should give up love for the sake of learning. They maintain that love is time consuming and influences one’s learning. Some students, however, hold that a student who falls in love will study harder and will make greater progress. They don't believe that a person in love lags(落后) behind in his studies.

Well ,in my opinion, campus love is a double-edged sword. On the one hand, campus love is pure and beautiful. Love is one of the greatest emotion in the world. On the other hand, it occupies part of learning time. When the couple breaks, it brings suffer and pain. So we should deal with the relationship between love and learning in a ration way. Make proper arrangements for love time and learning time. Let love becomes the impetus for learning and progress. Try to be mature and rational in the love progress.

10、市场经济体制下，企业只追求盈利性对吗

In the market economy, pursuit profit is one of the main targets for the enterprises. It is no ground to blame. With more profit, enterprise can grow and develop in a better way. But it is not the only goal. There are many other important goals, such as safety, social responsibility and so on.

Especially for the commercial banks, the management principle is \safety and profit\ for the enterprises ,we hope they can undertake more social responsibility.

In fact this is not contradictory, if one enterprise can undertake the social responsibility, then set up a good image in front of the public, so more and more people will buy this enterprise’s products. The enterprise will be more profitable. To establish a virtuous cycle.

CBRC：

1、What do you know about CBRC?

CBRC is short for The China Banking Regulatory Commission. CBRC is authorized by the State Council to regulate the banking sector.

The main function of CBRC can be concluded as: Firstly, to formulate supervisory rules and regulations , authorize the establishment, changes, termination and business scope of the banking institutions; Secondly, to conduct on-site examination and off-site surveillance of the banking institutions, and take enforcement actions against rule-breaking behaviors; Thirdly, compile and publish statistics and reports of the overall banking industry. Last but not least, it is responsible for the routine administration of the supervisory boards of the major State-owned banking institutions.

The goal of CBRC is to protect the interests of depositors, maintain the market confidence, enhance the competitiveness of banking institution as well as combat financial crimes.

2、What are the rules and functions of CBRC

The main function of CBRC can be concluded as: Firstly, to formulate supervisory rules and regulations , Authorize the establishment, changes, termination and business scope of the banking institutions; Secondly, to conduct on-site examination and off-site surveillance of the banking institutions, and take enforcement actions against rule-breaking behaviors; Thirdly, compile and publish statistics and reports of the overall banking industry. Last but not least, it is responsible for the routine administration of the supervisory boards of the major State-owned banking institutions.

The rules of CBRC can be concluded:

Firstly, to promote the financial stability and facilitate financial innovation at the same time;Enhance the international competitiveness of the Chinese banking sector;

Secondly, to set appropriate supervisory and regulatory boundaries and refrain from unnecessary controls; Employ supervisory resources in an efficient and cost-effective manner.

Last but not least, Encourage fair and orderly competition; Clearly define the accountability of both the supervisor and the supervised institutions;

The supervisory and regulatory criteria of the CBRC 银监会的监管标准

a. Promote the financial stability and facilitate financial innovation at the same time;良好监管要促进金融稳定和金融创新共同发展

b. Enhance the international competitiveness of the Chinese banking sector;要努力提升我国金融业在国际金融服务中的竞争力;

c. Set appropriate supervisory and regulatory boundaries and refrain from unnecessary controls;对各类监管设限要科学、合理,有所为,有所不为,减少一切不必要的限制 d. Encourage fair and orderly competition;鼓励公平竞争、反对无序竞争

e. Clearly define the accountability of both the supervisor and the supervised institutions; 对监管者和被监管者都要实施严格、明确的问责制

f. Employ supervisory resources in an efficient and cost-effective manner.要高效节约地使用 一切监管资源

3、why do you want to work in CBRC? My reason are as follow:

First of all, CBRC is specialized in banking supervision and regulation. It has great influence on the stability of banking institutions and the sound development of our financial system. I want to contribute my strength in this great undertaking.

Secondly, through six years learning, I have a good grasp of financial theories and economic knowledge . I want to put what I learned in school into practice. Besides I have internship in commercial bank. It enables me to understand the basic business scope of banking institution.

Last but not least, I'm interested in banking regulation. Just as the saying goes\best teacher.\

To sum up. I believe CBRC can give full play to my knowledge base, my abilities and my interests. That's why i want to work in CBRC.

4、Why do u want to be a regulator？

To be a banking regulator is my dream. My reason are as follow:

First of all, regulation has great influence on the stability and development of financial system. Its importance is widely acknowledged especially after the financial crisis happened in 2008.I want to contribute my strength in this great undertaking.

Secondly, through six years learning, I have a good grasp of financial theories and economic knowledge . So I want to put what I learned in school into practice. Besides I have internship in commercial bank. It enables me to understand the basic business scope of banking institution.

Last but not least, I'm interested in banking regulation. Just as the saying goes\best teacher.\

To sum up, I believe being a regulator can give full play to my knowledge base, my abilities and my interests. That's why i want to work in CBRC and be a regulator..

5、If you enter the CBRC, how would you perform your work

If I luckily have the chance to enter CBRC, i would perform my work as follows:

First of all, try to understand the working situation of CBRC, including rules, regulations, business processes, work style, interpersonal relations and so on. Thus I can have a clear understanding of my work and responsibility and suit myself quickly in CBRC.

Secondly, as a new employee with little experience, I should be modest and diligent, learn from my supervisor, colleagues.Strengthen the communication skills and ask for help if necessary. I will accept their suggestions and criticism.

Last but not least, don't afraid to take responsibilities. Think well before making actions and ask for help if necessary. Cherish every opportunity to improve myself and take care of every task leader gives me. If i have done something wrong, admit the error bravely and learn from the mistakes.

To sum up, as a new employee, I should be modest, diligent and hard-working in order to perform task well and win the trust of my leaders and colleagues.

6、银监局的工作与你所学内容之间的关系（你的专业知识对今后工作的帮助）

Through six years learning, I have got a good grasp of financial theories and economic knowledge. This expertise knowledge will facilitate my future work.

On the one hand, I will put what i learned in school into practice. It helps me understand my